The average interest rate for a mortgage is now 2.7%, from figures taken July 2014. Interest rates are now at their lowest rate since the 1940s. A good dossier can be offered a rate as low as 2.1%.
It is also worth negotiating. The brokers “Meilleurtaux” say that a a bank offering 2.9% in the window can be negotiated down as low as 2.5%. To see how this affects you, try out the latest rates on our mortgage simulator… click here.